SMALL CLAIMS
STATE DASHBOARD
Tracking the state capital, largest city per capita and special interests.
| State | Points of Interest | Private Usury Limits (State) | Small Claims $ Limit | Filing Fee Range | Documents |
|---|---|---|---|---|---|
| Alabama | Montgomery - Huntsville | Unconscionable Standard | $6,000 | $35-$256 | LINK |
| Alaska | Juneau - Anchorage | 10.5% Cap | $10,000 | $50-$100 | LINK |
| Arizona | Phoenix - Tucson | 10% APR (Higher by Written Contract) | $3,500 | $30-$60 | LINK |
| Arkansas | Little Rock - Fayetteville | 17% APR | $5,000 | $67.50 | LINK |
| California | Sacremento - Los Angeles | 10% Cap | $10,000 | $30-$100 | LINK |
| Colorado | Denver - Colorado Springs | 12% Cap | $7,500 | $31-$55 | LINK |
| Connecticut | Hartford - Bridgeport | 12% Cap | $5,000 | $95 | LINK |
| Delaware | Dover - Wilmington | No Limit (Agreed by Written Contract) | $15,000 | $30-$45 | LINK |
| Florida | Tallahassee - Jacksonville | 18% Cap | $5,000 | $55-$300 | LINK |
| Georgia | Atlanda - Duluth | 16% APR | $15,000 | $54 | LINK |
| Hawaii | Honolulu - Maui | 10% APR (Higher by Written Contract) | $5,000 | $35 | LINK |
| Idaho | Boise - Meridian | Unconscionable Standard | $5,000 | $69 | LINK |
| Illinois | Springfield - Chicago | 9% Cap (Without Written Contract) | $10,000 | $89-$379 | LINK |
| Indiana | Indianapolis - Fort Wayne | 21%-36% Cap | $6,000 ($8,000 Marion County) | $97-$130 | LINK |
| Iowa | Des Moines - Cedar Rapids | 14% Cap (Formulaic) | $5,000 | $95 | LINK |
| Kansas | Topeka - Wichita | 15% APR | $4,000 | $49-$69 | LINK |
| Kentucky | Frankfort - Louisville | 8% Cap / 15% Cap | $2,500 | $30-$40 | LINK |
| Louisiana | Baton Rouge - New Orleans | 8%-12% Cap | $5,000 | $75-$111.50 | LINK |
| Maine | Augusta - Portland | 18% Cap | $6,000 | $70 | LINK |
| Maryland | Annapolis - Baltimore | 6%-8% Cap (Unwritten / Written Contract) | $5,000 | $44 | LINK |
| Massachusetts | Boston - Worcester | 20% Cap | $7,000 | $40-$150 | LINK |
| Michigan | Lansing - Detroit | 5%-7% Cap | $6,500 | $30-$70 | LINK |
| Minnesota | St. Paul - Minneapolis | 6%-8% Cap (Unwritten / Written Contract) | $15,000 | $65-$80 | LINK |
| Mississippi | Jackson - Gulfport | 10% Cap | $3,500 | $75-$85 | LINK |
| Missouri | Jefferson City - Kansas City - Springfield | No Limit | $5,000 | $20.50-$35.50 | LINK |
| Montana | Helena - Billings | 6%-15% Cap (Unwritten / Written Loan) | $7,000 | $30-$50 | LINK |
| Nebraska | Lincoln - Omaha | 16% APR | $3,600 | $32 | LINK |
| Nevada | Carson City - Las Vegas | No Limit | $10,000 | $66-$196 | LINK |
| New Hampshire | Concord - Manchester | 10% Cap | $10,000 | $125-$180 | LINK |
| New Jersey | Trenton - Newark | 16% Cap | $3,000 | $35 | LINK |
| New Mexico | Santa Fe - Albuquerque | 175% APR | $10,000 | $77 | LINK |
| New York | Albany - New York City - Beacon City - Syracuse | 16% Cap | $5,000 (Varies by Local Court) | $15-$20 | LINK |
| North Carolina | Raleigh - Charlotte | 8%-16% (Formulaic) | $10,000 | $96 | LINK |
| North Dakota | Bismarck - Fargo | 12% Cap | $15,000 | $20 | LINK |
| Ohio | Columbus - Cleveland - Lodi | 8% Cap | $6,000 | $80-$105 | LINK |
| Oklahoma | Oklahoma, Tulsa | 30% Cap | $10,000 | $58-$219.14 | LINK |
| Oregon | Salem - Portland | 10% Cap | $10,000 | $37-$57 | LINK |
| Pennsylvania | Harrisburg - Philadelphia | 6% APR | $12,000 | $15-$150 | LINK |
| Rhode Island | Providence - Cranston | 12% Cap | $2,500 | $75.75 | LINK |
| South Carolina | Columbia - Charleston - Spartanburg - Summerville | Unconscionable Standard | $7,500 | $80 | LINK |
| South Dakota | Pierre - Sioux Falls | Unconscionable Standard | $12,000 | $4-$20 | LINK |
| Tennessee | Nashville - Memphis | 10%-24% (Formulaic) | $25,000 | $49-$250 | LINK |
| Texas | Austin - Houston - Dallas | 18% Cap | $20,000 | $54 | LINK |
| Utah | Salt Lake City - West Valley City | Unconscionable Standard | $15,000 | $60-$185 | LINK |
| Vermont | Montpelier - Burlington | 12% APR | $3,500 | $65-$90 | LINK |
| Virginia | Richmond - Virginia Beach | 12% APR | $5,000 | $36-$52 | LINK |
| Washington | Olympia - Seattle | 12% Cap | $10,000 | $35-$50 | LINK |
| Washington D.C. | DC - DC | 24% APR | $10,000 | $5-$45 | LINK |
| West Virginia | Charleston - Huntington | 18% Cap | $5,000 | $30-$70 | LINK |
| Wisconsin | Madison - Milwaukee | Unconscionable Standard | $10,000 | $94.50 | LINK |
| Wyoming | Cheyenne - Casper | 10% APR | $6,000 | $10-$20 | LINK |
| Canada - Ontario | Ontario | 35% APR | $50,000 | LINK | LINK |